FAMGA - Chain Investment Reserve

FAMGA is a unique token, which is secured by different types of assets of 5 large IT companies: Facebook, Apple, Microsoft, Google and Amazon.
Unstable crypto-currencies, basically, are secured only with hope and faith in the Blockchain, which should solve the problems of central financial systems.
But what happens if we lose faith in cryptocurrencies, what will be the maximum percentage of the rate fall? It is scary to even imagine what will happen to people who invested all their savings on those cryptocurrency, who are not materially secured.

What is its peculiarity?

1. FAMGA is secured with assets of such companies that create products and services that are used by billions of people throughout the world. But the most important is that they are from those companies that are building the future.
Separately, these companies in many respects even competitors, each has its own pros and cons, and in terms of investment. Therefore, ChainIR has combined the assets of Facebook, Apple, Microsoft, Google and Amazon into one reserve asset - FAMGA, which will give even more stability to the assets of these companies, whose prices have steadily grown over the years.
2. The number of FAMGA coins is limited, total 1 743 644, at the same time the assets provide the number of coins that CHIR sold and in circulation. After converting to reserve assets, the corresponding number of FAMGA coins go out of circulation, returning to the CHIR balance, but in case of re-sale: CHIR will simultaneously replenish the reserve with the company's assets, thereby continuing to provide each FAMGA coin.
3. ChainIF will partially or completely insure the reserve assets of FAMGA to avoid even the theoretical negative influence.
4. Basically, there will be no need to audit or verify FAMGA's balance sheets, assets and reserves (or other Chir reserve coins) in the decentralized Chain Units Platform.all this data will be transparent and accessible to everyone at any time.

Why is it profitable to invest in FAMGA?

1. FAMGA combines two different types of investments, two different economies, but at the same time, on the ChainUP platform and beyond, you can use FAMGA as a normal settlement for the purchase of goods and services. But compared to most cryptocurrencies or fiat currencies: FAMGA is essentially secured with the products and services of Facebook, Apple, Microsoft, Google and Amazon, which are relevant and have more demand.
2. FAMGA is not only a synthesis of assets of 5 companies, but also a unique tool that enables not only to receive separately, but also to convert the assets of the five companies into one: regardless of the external prices of financial markets even in the future.
3. You can convert to the asset, whose prices in the financial market will be higher at the time of conversion, without the sale of other assets (which led to the would drop in prices).
4. FAMGA (as well as Monopoly coin) is added to the list of reserve cryptocurrencies CoinMagnet, which makes it more popular and stable.
5. FAMGA makes investments in 5 companies easier, affordable and most safe and profitable, at the expense of analysis and a balanced approach ChainAI. It is a balanced approach that makes it possible to minimize losses when the prices of assets fall in the markets.
6. Consider several outcomes of the development of events:

a) When the price FAMGA will grow.
In this case, each unit of FAMA receives a correspondingly greater amount of reserve assets that will give stability to prices, promotions, or raises the price, regardless of how many assets you need to buy.
b) when the asset prices of the company increase.
With the growth of prices of assets, the cost of the reserve capital will also grow, and become even more profitable to convert to assets, or to buy a larger quantity FAMGA or sell at a high price as the demand of the coin will grow in parallel with the assets.
c) When the price FAMGA will decline.

1. If the asset prices of the reserve company have not decreased in parallel, it will be beneficial to convert into assets and then either sell or manage assets and receive dividends.
2. If the price of assets has fallen in parallel, THEN even in this case it will be profitable to buy FAMGA coins, which will lead to the recovery of asset prices and coins.
3. If the price of FAMGA stably falls, then those who buy coins at a low price will win, because each coin is secured with assets whose prices have been steadily growing for years. Only events of a global scale can force the shares of all five giant companies to simultaneously decline significantly, this is not a theory, it's a fact!

Facebook

To date, Facebook is the largest, by the number of users, the social network in the world, which has been doing business since 2004. Every month more than 1.8 billion users visit the social network. This makes the network resource one of the most attractive advertising platforms for many sellers of goods or services, both in the US and in other countries of the world.
The market met the securities of the company well due to the fact that the demand was several times higher than the supply. The issuer was able to place its shares at a price of $ 38, which corresponded to the upper limit of the range of placement. A well-publicized IPO made it possible to achieve a capitalization of 104 billion dollars. The shares of the social network are included in the calculation of such stock indices: S & P 500, NASDAQ 100 and others. Use of securities of Facebook Inc. in the basis of calculating the known stock indices increases the attractiveness of the shares for many institutional investors, which make the company's securities market pretty liquid.

Turnover
$ 27.638 billion (2016)
Net profit
$ 10.217 billion (2016)
Subsidiaries Facebook Inc. Since its foundation, the company has actively developed its business and acquired other organizations that conducted business on the Internet. To date, the largest social network owns and manages the following companies.

Facebook Payments Inc., which promotes payments through the Internet.
Atlas, which is actively developing the advertising platform of the same name.
Instagram LLC, dealing with the Instagram network.
Onavo, is developing the provision of services for mobile Internet users, in particular, it allows to compress mobile traffic.
Moves, engaged in the development of applications for fitness enthusiasts.
Oculus, which develops the production of small-time video clips, allowing users to immerse themselves in virtual reality.
WhatsApp Inc., engaged in refining and improving the popular Internet messenger.
Masquerade, whose specialists create mobile applications for working with video and photos.
CrowdTangle, engaged in creating tools for the work or analysis of content that appears on the social network.

Apple

Apple Inc. - American corporation, the manufacturer of personal and tablet computers, audio players, telephones, software. One of the pioneers in the field of personal computers and modern multi-tasking operating systems with a graphical interface. Headquarters - in Cupertino, California.
The company develops, manufactures and sells mobile devices and personal computers, and also sells many related programs, services, accessories, network solutions and third-party digital materials and applications.
The company sells its products around the world through its retail stores, online stores and direct sales, as well as through third-party cellular networks of operators, wholesalers, retailers and value-added intermediaries.
The company strives to bring its best practices to its customers through innovative equipment, software and services. The company's business strategy uses unique products and solutions with its own products and solutions. As part of its strategy, the company continues to expand its digital content and applications through digital content and applications, including digital content, iOS applications, Mac, Apple Watch and Apple TV. , and books, either through a personal computer Mac or Windows, or iPhone, iPad and iPod touch® ("iOS devices"), Apple TV and Apple Watch.

Key Indicators of Apple Inc.

The company's trademark is Apple Inc.
It was founded in 1976
Founders: Steve Wozniak, Steve jobs and Ronald Wayne
IPO on the stock exchange - NASDAQ: AAPL
Number of employees-123,000 on 30-September 17g
Headquarters - Cupertino, CA, USA
The market capitalization - $789,015 million on September 17
Annual income - $ 229.2 bn (17g)
Turnover is almost equal to the annual GDP of Finland, with a population of 5.5 million people
Net profit (RAS) - $ 48.3 bn (17g)
Total assets - $ 375.3 bn (17g)
Total capital - $134.1 billion (17g)
Profitability-Profit: 21.09%;
Capital: 36.07% - Turnover by category
From sales: iPhone: 77%, iPad: 16%, Mac: 7%
Total revenue by geographical location
America: 42%, Europe: 24%, Others: 34%
The main competitors are Samsung, Google, IBM, Oracle
The data is taken from the company's annual report for 2017, Wikipedia and from World Bank Statistics.

Consolidated Financial Indicators of Apple

The fiscal year 2017 ended well for the corporation in comparison with 2016, because it managed to finish the year with profit growth in almost all directions in general. The total revenue of the corporation increased by $ 13.5 billion, or 6.3%, driven by increased profits from segments such as sales of iPhone, Mac, services and other products. Revenue from selling iphone was 141.3 billion dollars, or 3%. The profit from Mac sales increased by $ 3 billion or 13%. The segment of services sells steadily to increase, it managed to get 5.6 billion dollars more than or 23%. And the segment iPad sells to file, this year the decrease was about $ 1.4 billion or -7%. The coefficient of the volume of capitalization on the exchange to the volume of proceeds (Price-To-Sales Ratio - PSR) was 0.29 points. This is less than the established average (it is 1.5), which indicates that an underestimation of the state of the corporation is possible.

SUMMARY FINANCIAL INDICATORS APPLE INC., IN MILLION. $ (EXCEPT FOR THE UNIT)

The name of indicators ▴

2014 year

2015 year

2016 year

2017 year

Rev. +/-

Net profit

39510

53394

45687

48351

▲+5.8%

Profitability of net profit

21.6%

22.8%

21.2%

21.1%

-0.4%

Diluted net profit per share, in $

6.45

9.22

8.31

9.21

▲+4.5%

Production costs

130292

162485

155615

167890

▲+7.9%

Operating profitability

28.7%

30.5%

27.8%

26.8%

-3.9%

Operating profit

52503

71230

60024

61344

▲+2.2%

Turnover / Revenue

182795

233715

215639

229234

▲+6.3%

Gross profit

70537

93626

84263

88186

▲+4.7%

SUMMARY FINANCIAL INDICATORS APPLE INC .., IN THOUSAND. $ (EXCEPT FOR THE UNIT)

The name of indicators

2014 year

2015 year

2016 year

2017 year

Rev. +/-

Total assets

231839

290345

321686

375319

▲+16.7%

Profitability of all assets (ROTA), %

23.1%

25%

19.1%

17.1%

-10.5%

Shareholders' equity

111547

119355

128249

134047

▲+4.5%

Profitability of the share capital (ROE), %

35.4%

44.7%

35.6%

36.1%

▲+1.3%

Cash and cash equivalents

155239

205666

237585

268895

▲+13.2%

Free cash flow

37134

24992

19847

17152

-13.6%

The yield of free cash flow (FCFY), %

15.7%

10%

3.6%

2.2%

-39.4%

Net cash flow

-415

7276

-636

-195

-69.3%

Microsoft

Microsoft Corporation is a technology company whose mission is to enable people and every organization on the planet to achieve more. The company was founded in 1975, and at the moment the company is represented in 190 countries of the world.
Microsoft is one of the largest transnational companies for the production of proprietary software for various kinds of computer equipment - personal computers, game consoles, PDAs, mobile phones and others, the developer of the most widely used at the moment in the world of the software platform - the family of Windows operating systems.
The company is trying to create local opportunities, growth and impact in every country around the world. Our strategy is to create best-in-class platforms and performance services for an intelligent cloud and an intelligent edge, filled with artificial intelligence (AI).
The man's experience with technology more and more covers many devices and becomes more natural and multi-sensory with the interaction of voice, color, and look.
The company believes that there is a new technological paradigm that appears through intelligent clouds and the intellectual edge where calculations are more distributed. Artificial Intelligence (AI) generates ideas and action from the user's name and user experience covers devices with accessible information and user data.

Microsoft Consolidated Financial Indicators

The fiscal year 2017 ended well for the corporation in comparison with 2016, because it managed to finish the year with profit growth in almost all directions in general. The total revenue of the corporation increased by 4.6 billion dollars, or by 5%, growth was facilitated by increased profits from such segments as Productivity and business processes, Intellectual cloud and personal computers. Performance and business processes showed growth due to the acquisition of LinkedIn and the receipt of large profits from Microsoft Ofiice. The Intellectual Cloud segment received high revenues from the server product and cloud services. The segment of personal computing showed a decline due to the receipt of low profit from sales of devices. The coefficient of the volume of capitalization on the exchange to the volume of proceeds (Price-To-Sales Ratio - PSR) was 0.17 points. This is less than the established average (it is 1.5), which indicates that an underestimation of the state of the corporation is possible.

The name of indicators

2014 year

2015 year

2016 year

2017 year

Rev. +/-

Turnover / Revenue

86,833

93,580

85,320

89,950

▲+5.4%

Production costs

59,074

75,419

65,138

67,624

▲+3.8%

Gross profit

59,899

60,542

52,540

55,689

▲+6%

Operating profit

27,759

18,161

20,182

22,326

▲+10.6%

Operating profitability

32%

19.4%

23.7%

24.8%

▲+4.9%

Net profit

22,074

12,193

16,798

21,204

▲+26.2%

Profitability of net profit

25.4%

13%

19.7%

23.6%

▲+19.7%

Diluted net profit per share, in $

2.63

1.48

2.1

2.71

▲+0.6%

The diluted net profit per share EPS amounted to 2.71 or increased by 0.6%. Gross profit also shows an increase of $ 3.1 billion or 6%. Executed for production and sales to Revenue was 75%, and also the gross profit to Revenue was 62%. As a result, the company has 25% operating profit from the total Revenue. It is not unimportant that the corporation managed to retain 23% of its revenue. Profitability of gross profit was 61.9%.

Google

Alphabet this is a collection of businesses, in it the biggest is of course Google. The Internet is one of the strongest equalizers, able to promote new ideas and people in the front. The mission of the corporation is to ensure that information serves everyone, not just a minority. So if you are a child in the countryside or a professor at an elite university, you can access the same information. The corporation helps people to get online through the establishment of digital experience to the needs of needy markets. Google products are fast and useful, especially for users in which areas of speed and availability are at the center of attention. Artificial intelligence and machine learning more become the engine of the latest innovations of the corporation. Corporations Google invested in machine learning for more than ten years will be able to build products that are optimal and more useful. For example, it provides such opportunities as you can with the help of voice requests information from Google Assistant, translate a web page from one language to another, watch the best recommendations in Youtube, search for people and events in Google photo. Machine learning also shows great promises in helping to tackle big problems, such as improving energy efficiency in data centers. The innovations of the created products made the represented services of the corporation more used. The main products of the corporation are such as: Android, Chrome, Gmail, Google Maps, Google Play, Youtube, etc. The goal of the corporation is to remain a place for inclusive creativity and innovation that uses technical expertise to tackle big problems.

Google's Consolidated Financial Indicators

In 2017, the corporation managed to generate revenues of $ 110.9 billion and revenue growth was 23% year-on-year, the growth of permanent currency earnings grew by 24% year-on-year. Revenues from the Google segment totaled $ 109.7 billion, with revenue growth of 23% year-on-year and revenue from other segments of $ 1.2 billion, with revenue growth of 49% year-on-year. Production costs amounted to 45.6 billion US dollars, including VAT - 21.7 billion US dollars. Operating expenses (excluding cost) amounted to $ 39.1 billion. Income from operations amounted to $ 26.1 billion. The effective tax rate was 53%. Net income was $ 12.7 billion, with a diluted net profit per share of $ 18.00. Operating cash flow amounted to 37.1 billion US dollars. Capital expenditures amounted to 13.2 billion US dollars. The number of employees as of December 31, 2017 was 80 110 people.

SUMMARY FINANCIAL INDICATORS OF MICROSOFT CORPORATION., IN MILLION. $ (EXCEPT FOR THE UNIT)

The name of indicators

2014 year

2015 year

2016 year

2017 year

Rev. +/-

Turnover / Revenue

66001

74989

90272

110855

▲+22.8%

Production costs

30735

55629

66556

84709

▲+27.3%

Gross profit

59080

46825

55134

65272

▲+18.4%

Operating profit

35266

19360

23716

26146

▲+10.2%

Operating profitability

53.4%

25.8%

26.3%

23.6%

-10.2%

Net profit

14136

16348

19478

12662

-35%

Profitability of net profit

21.4%

21.8%

21.6%

11.4%

-47.1%

Diluted net profit per share, in $

20.57

24.34

27.85

18

▲+9.7%

Operating expenses (excluding cost) amounted to $ 39.1 billion. Income from operations amounted to $ 26.1 billion. The effective tax rate was 53%. Net income was $ 12.7 billion, with a diluted net profit per share of $ 18.00. Operating cash flow amounted to 37.1 billion US dollars. Capital expenditures amounted to 13.2 billion US dollars. The number of employees as of December 31, 2017 was 80 110 people.
The gross profit also shows an increase of 10.1 billion US dollars or 18%. Executed for production and sales to Revenue was 76.4%, as well as the gross margin to Revenue was 59%. As a result, the company has 23% operating profit from the total Revenue. It is not unimportant that the corporation managed to retain 11.4% of its revenue. Profitability of gross profit was 58.9%.

Amazon

Amazon.com Inc. (AMZN) - an American company, the world's largest turnover of goods and services through the Internet and one of the first Internet services aimed at selling real goods of mass demand.
Currently, Amazon.com service covers 34 categories of goods, including electronic books, consumer electronics, children's toys, food, household goods, sports goods and much more.
Amazon also has branches outside the US: in Brazil, Canada, Britain, Germany, Japan, France, Italy, Spain, India and China.
Amazon.com was the first to use the potential of the Internet: the ability to appeal to a much larger number of customers than the usual "physical" store, more items, not limited to what is available in the warehouse.
Number of employees: 117 thousand people
Year of foundation: 1995
Headquarters: Seattle, USA

Key financial indicators and ratios

Sales, bln. $: 35.747
Net income, bln. $: 0.482
Earnings per share (EPS), $: 3.93
Evaluation of EPS on the next. year, $: 8.02
Evaluation of EPS on the next. sq., $: 1.77
EPS assessment for the current year, $: 4.24
Change in revenue for the last quarter,% y / y: 0.3

Basic information about the company's shares

Capitalization, bln. $: 527.95
Coefficient of total short position: 1.21
Daily average volume: 3382180
Prostorgovanny volume: 2896292
Change for the week,%: - 30.25
Change for the month,%: -26.68
Change for the quarter,%: -5.98
Change for the year,%: 28.87
Change from the beginning of the year,%: -5.98
Closing price of the previous session: 1105.28
Price: 1099.03
Change: -6.25